Chat & Discover Insights Notice

This notice explains the personal data Inly collects when you use chat, Discover Insights, or related AI money Q&A features.

Shown when you open Chat, ask a question, download a report, or use Discover / spending insight flows that send context to Inly servers.

Full policy: Privacy Policy · All privacy notices

1. Personal data collected

• Chat questions and prompts you submit
• Generated summaries, answers, and reports returned for those questions
• Your user ID / user hash and related account identifiers
• Related financial context used to answer (for example period-filtered eligible SMS already synced, prior chat turns, and profile or score signals associated with your account)
• Optional voice input is converted to text on-device / via speech recognition and then processed as a chat question

2. Purpose of collection

• Answer your money questions using your eligible financial context
• Generate summaries, reports, and Discover Insights
• Debit chat credits where applicable and improve response quality within your account
• Maintain chat history you can revisit in the app

3. Required or optional

Optional. Chat and server-backed insights are optional product features. They typically require sign-in and, for paid chat, available credits or an unlock. Home insights computed only on-device from SMS you already permitted do not require a separate chat purchase.

4. Full Privacy Policy

See the full Privacy Policy at https://inly.digital/privacy/.

5. Withdrawing consent

• Stop using Chat / Discover Insights at any time.
• Request deletion of chat history or related server records by emailing apps@appkhichadi.com.
• Revoking SMS permission limits future financial context available to chat; existing synced context may remain until deleted per the Privacy Policy.

Data Fiduciary: Appkhichadi DXP Private Limited (Inly). Questions: apps@appkhichadi.com.