Disclaimer

Important: Inly does not collect OTPs or personal messages

Where Inly analyses messages, the scope is limited to eligible financial and transactional alerts. Inly does not collect, store, or use OTPs, verification codes, PINs, or personal conversational SMS.

This Disclaimer applies to the Inly website at https://inly.digital, the Inly mobile application, and all related services collectively referred to as the “Inly Platform,” operated by Appkhichadi DXP Private Limited.

1–3. Informational platform; no investment advice; not a bank

Inly provides expense-tracking and financial insights for general informational and educational purposes. It is not a SEBI-registered investment intermediary, bank, NBFC, lender, credit bureau, insurer, payment system operator, or professional adviser unless expressly stated.

4–6. Transaction analysis, AI insights, budgets and scores

Subject to user permissions, Inly may analyse eligible transactional messages only. Inly does not collect OTPs or personal messages. SMS and automated/AI outputs may be incomplete or inaccurate. Budgets, forecasts, and scores are indicative estimates, not guarantees, formal credit reports, or professional financial plans.

7–11. Accuracy, educational content, third parties, offers and risks

We do not guarantee uninterrupted or error-free service. Blog and educational content is for awareness. Third-party services and any loan or product offers are governed by the relevant provider. All financial decisions involve risk.

12–17. Responsibility, liability, privacy, changes, law and contact

Users remain responsible for verifying information and decisions. Liability is limited to the maximum extent permitted by law. Privacy is governed by the Privacy Policy. This Disclaimer is governed by the laws of India; courts in Bengaluru, Karnataka have jurisdiction. Contact legal@appkhichadi.com.